be the better choice. Consider annual fees and interest rates before you
apply for a Bad Credit Card
or other Guaranteed Cards. Secured Cards
can also be a great choice for college students and teens to teach them
responsible use. Use our free learning center of articles to give you a
boost in finding the Best Credit Cards
for all situations and needs.
Based upon a company's ability to assist the majority of our customers
and compliance with federal and state laws.
Review our free Secured and Unsecured Personal Loan Tips and Other Funding Options.
Money for Christmas:
is right around the corner and it is the time of year when you may need to
borrow money for Christmas. If bad credit or no credit is a problem, the only
loan may be a short term personal loan. Getting money for Christmas may not be a
big problem with the many online lenders. Review their terms and conditions and
make sure to repay the loan on the date due. Borrow $500 or up to $1,500 for
Christmas when approved for a personal loan to get money for Christmas. Have fun
and enjoy getting the gifts you need and apply for a loan today.
How to Borrow
Money for Christmas, Other Ways to Get a Loan:
Ask family or friends and write an "I owe You" sign and date the
paper. Consider negotiating a pay back schedule.
Apply for a home equity loan to borrow money.
Use the cash advance feature of a credit card for money for
Sell items, have a garage sale, pawn items for money
family will not let you borrow money for Christmas,
a short term personal loan may be an option to get money fast.
Personal Loan, Monthly Personal Loan
Some credit card companies offer a feature, for a
cardholder or new applicant to apply to do a
balance transfer, which
is like getting an unsecured loan that may
be paid monthly. For example, when consolidating several credit card balances
onto one, low intro credit card. This would allow other card balances to be paid
off and those balances transferred to one card. The cardholder would be
able to pay the consolidated card balance over a period of months. There are
usually some fees involved, so check the terms and conditions of both companies.
Credit card statements give details of what the
minimum payment should be every month and that amount should always be paid, to
avoid any extra fees that may be added on the bill. Using a balance transfer
card, may help eliminate too many cards that have balances that must be shuffled
from paycheck to paycheck, not to mention each card has interest fees added. It
is easier to manage one card balance each month, and eliminate too many debts
that have added interest charges.
The only other choices for having monthly
installments on a large loan, could be using a mortgage loan, taking out a
second mortgage loan, or a loan that requires some kind of collateral to secure
getting money. Payday loans are typically limited to an amount of $1500 dollars
or less. There are car title loans in which an auto secures the loan, and this
is a loan that could be paid monthly. If a secured loan is not paid, the
collateral could be a risk of being taken.
LegitCredit.com online since 2008. Find the credit you need for
personal loans for bad credit, no credit
check credit cards, mortgage loans, new or used auto loans, pay off debts or
consolidate debts. Click on a credit link to apply with our advertisers.