Legit Credit Offers. Auto Loans, Credit Cards, Debt Relief and Personal Loans.


Legit Credit Applications





Credit Advice & Tips


Review our free credit articles and tips to help you effectively manage your personal finances.


* Legit Auto Loan

Auto loans, new, used,

or refinancing loans, good or 

bad credit.



* Legit Credit Cards: use our free Credit Card Search to find a card right for you, whether you need a beginner card of one to Rebuild Credit. You can also review card offers by individual issuers including American Express, Capital One, and Discover. Browse Prepaid Cards, Debit Cards and Gift Cards. See if you pre-qualify for a No Deposit Card with a credit limit such as a Gold Credit Card. Even troubled credit people may be able to get a Visa Unsecured Credit Card with Instant Approval. For people with no credit, a Visa Prepaid Card, MasterCard or other Secured Card

may be the better choice. Consider annual fees and interest rates before you apply for a Bad Credit Card or other Guaranteed Cards. Secured Cards can also be a great choice for college students and teens to teach them responsible use. Use our free learning center of articles to give you a boost in finding the Best Credit Cards for all situations and needs.



* Legit Debt Relief

Debt relief choices

Divorce, Credit Card Debt

Debt Options

Get out of Debt

Settle Credit Card Debt

Budget Tips

Unsecured Debt Consolidation



* Legit New Home Loan

Apply for a low interest loan. 



* Legit Mortgage Refinance

Refinance for lower payments or

a loan for anything.



* Legit Personal Loan

Payday Loans

Cash Loans ASAP

Personal Loans Bad Credit

Christian payday loans

No Collateral Personal Loan

No Credit Check Loan

Installment Payday Loan

Legitimate Personal Loans

Short Term Loan

Repay Payday Loans

Personal Loan Applications



Legit Credit Repair

Credit Report Tips

Learn how to rebuild bad credit.

Credit Repair Scams

What is legal credit repair?


Legit Credit Report

Tips to Prevent Fraud

Fraud tips to protect you. 


Legit Bank Account

Bank Checking Account

A second chance at a bank account.


Counterfeit Money

Learn how to avoid counterfeit

money with some tips.



Government Grants

Government Grants Disabled

Find Unclaimed Money

Are you owed unclaimed money?




Creating a Budget

Tips on Budgeting



Free Calculators

Cut unnecessary expenses

Use a free calculator to 

budget expenses.



Borrow Money for Christmas

Pay Off Christmas Debt

Debt Relief After Christmas

Christmas Credit Card Debt



Free Tax Return Filings

Free Online Tax Filing





* Based upon a company's ability to assist the majority of our customers and compliance with federal and state laws.






Review our free Secured and Unsecured Personal Loan Tips and Other Funding Options.


Borrow Money for Christmas:

Christmas is right around the corner and it is the time of year when you may need to borrow money for Christmas. If bad credit or no credit is a problem, the only loan may be a short term personal loan. Getting money for Christmas may not be a big problem with the many online lenders. Review their terms and conditions and make sure to repay the loan on the date due. Borrow $500 or up to $1,500 for Christmas when approved for a personal loan to get money for Christmas. Have fun and enjoy getting the gifts you need and apply for a loan today.


How to Borrow Money for Christmas, Other Ways to Get a Loan:


* Ask family or friends and write an "I owe You" sign and date the

  paper. Consider negotiating a pay back schedule.


* Apply for a home equity loan to borrow money.


* Use the cash advance feature of a credit card for money for



* Sell items, have a garage sale, pawn items for money


When family will not let you borrow money for Christmas, a short term personal loan may be an option to get money fast.


Personal Loan, Easy Money Cash Loans:


Getting a personal loan or cash fast in between paychecks does not have to be hard. When a bill is due and there is no money to pay it, or there is something fun that is desired and there is not an extra paycheck, payday loans are usually the number one choice to get money easily. Even people with poor credit have been able to get approved for small cash loans in the form of a payday loan. Many people use them frequently and they have no problem repaying the loan. Yet others abuse them just as over charging on credit cards can be a huge problem.


Short term personal loans are not meant to replace regular paychecks, but at times they may be used when money is needed, as long as repaying the loan is not a problem. Living on a budget and maintaining the financial in a positive way is important, to have less stresses over money issues.


There can always be debt problems if money is spent carelessly, instead of planning where every penny will be spent. Over charging on credit cards and taking out too many personal loans, and not being able to repay either can lead to serious money problems. When debts are not repaid or always paid late, it can ruin credit.


Saving money for hard times is something that requires dedication, and setting a goal of saving. It is important to have a specific amount, to save from each and every payday. Deposit the money into the savings account every time a paycheck is received, for it to become a good habit. It is amazing how a habit can develop quickly once you notice the savings account is growing.


Tips for Managing Family Finances:


* Start with $10.00 from every paycheck and put it in a bank savings account.

* Don't spend money wastefully, track all expenses using bank or credit card statements.

* Pay the bills on time and try to pay more to be able to get out of debt quicker.

* Eliminate entertainment expenses or shopping for one month to have more

  money to pay off debts.

* Don't spend money eating out for lunch and dinner, cook at home to save more money.

* Take a look at monthly expenses, are there any expenses that could be reduced or eliminated?

* Try to cut unnecessary expenses that could have been avoided and

  eliminate them next month.

* Look for expenses, like junk foods that might be eliminated. Eat healthy and feel better.

* Think at least 24 hours before making an unnecessary purchase.


 Credit Tip: April 22, 2014 Want a big loan but have bad credit? You may be able to get approved for over $10,000 dollars but it could be at a higher interest rate. Work on repairing credit over a few months to improve credit before applying for a large loan.



LegitCredit.com online since 2008. Find the credit you need for personal loans for bad credit, no credit check credit cards, mortgage loans, new or used auto loans, pay off debts or consolidate debts. Click on a credit link to apply with our advertisers.


Legit Credit    -    Privacy Policy  -    Contact Us   -   Site Map