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Review our free Secured and Unsecured Personal Loan Tips and Other Funding Options.

 

Borrow Money for Christmas:

Christmas is right around the corner and it is the time of year when you may need to borrow money for Christmas. If bad credit or no credit is a problem, the only loan may be a short term personal loan. Getting money for Christmas may not be a big problem with the many online lenders. Review their terms and conditions and make sure to repay the loan on the date due. Borrow $500 or up to $1,500 for Christmas when approved for a personal loan to get money for Christmas. Have fun and enjoy getting the gifts you need and apply for a loan today.

 

How to Borrow Money for Christmas, Other Ways to Get a Loan:

 

* Ask family or friends and write an "I owe You" sign and date the

  paper. Consider negotiating a pay back schedule.

 

* Apply for a home equity loan to borrow money.

 

* Use the cash advance feature of a credit card for money for

   Christmas.

 

* Sell items, have a garage sale, pawn items for money

 

When family will not let you borrow money for Christmas, a short term personal loan may be an option to get money fast.

 

Personal Loan, Monthly Personal Loan Payments:

 

Some credit card companies offer a feature, for a cardholder or new applicant to apply to do a balance transfer, which is like getting an unsecured loan that may be paid monthly. For example, when consolidating several credit card balances onto one, low intro credit card. This would allow other card balances to be paid off and those balances transferred to one card. The cardholder would be able to pay the consolidated card balance over a period of months. There are usually some fees involved, so check the terms and conditions of both companies.

 

Credit card statements give details of what the minimum payment should be every month and that amount should always be paid, to avoid any extra fees that may be added on the bill. Using a balance transfer card, may help eliminate too many cards that have balances that must be shuffled from paycheck to paycheck, not to mention each card has interest fees added. It is easier to manage one card balance each month, and eliminate too many debts that have added interest charges.

 

The only other choices for having monthly installments on a large loan, could be using a mortgage loan, taking out a second mortgage loan, or a loan that requires some kind of collateral to secure getting money. Payday loans are typically limited to an amount of $1500 dollars or less. There are car title loans in which an auto secures the loan, and this is a loan that could be paid monthly. If a secured loan is not paid, the collateral could be a risk of being taken.

 

 Credit Tip: April 22, 2014 Want a big loan but have bad credit? You may be able to get approved for over $10,000 dollars but it could be at a higher interest rate. Work on repairing credit over a few months to improve credit before applying for a large loan.

 

 

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