be the better choice. Consider annual fees and interest rates before you
apply for a Bad Credit Card
or other Guaranteed Cards. Secured Cards
can also be a great choice for college students and teens to teach them
responsible use. Use our free learning center of articles to give you a
boost in finding the Best Credit Cards
for all situations and needs.
emergencies arise, getting credit at a local bank with bad credit is usually
not an option for bad credit or no credit people. Consider a no credit check loan. It takes only
minutes to apply to get money within 24 to 48 hours when approved for the loan.
Some companies do not require a bank account nor do they require faxes. You must
be 18 years or older to apply and you may need to provide job information.
may be the only option when a loan is needed for an emergency, auto repair,
bills that are due, or for a doctor visit. Banks will usually not loan money to
poor credit or bad credit people so getting a loan is even more difficult for
poor credit consumers. Any credit type is welcome to apply for a short term
loan. Some online payday loan companies can have funds ready in a few hours or
within 24 hours.
loans are helping people with all credit types get the small loan they need in
emergencies. These loans have become popular for people who have not be able to
get a bank loan. Even bad credit people have been able to get approved for
paycheck loans. Getting the cash needed fast is one benefit of these payday
loans. Apply only with a payday lender who has the fees, terms, and payment
dates that meet your needs.
Credit offers resources to what is known as fast cash loans, though many people
often search for a Legit
Personal Loan. There
are paycheck loans, short
term loans, fast cash loans, loan till payday. They are many different lenders
with different fees and terms.
Loan Terms - check the details for the loan:
Payday loan companies have different terms, conditions, and
Review the repayment date for the loan.
Review any fees to extend the loan.
Ask about all charges for the loan.
Review late fees.
loans are also know as fast cash loans, paycheck loans, small term loans, loans
till payday, cash advance loans, bad credit loans.
Loan, A Loan Agreement Between Friends:
could have a contract or personal
loan agreement between friends or family. It would require some type of
written contract that outlines the terms for the loan. It should be discussed if
the loan will be repaid with or without any added interest or late charges and
when the loan will be repaid. Such a
contract can be useful for tax reasons as well as being able to pursue the loan
amount in court, if not paid.
written loan contract should have information about the lender and the person
who wants the loan. Hopefully, borrowing money from a friend means the borrower
may be trustworthy to repay the loan, but sometimes there can be problems
getting repaid - depending on the friend. Many people use family or friends to
get loans, and without problems. Having a written contract makes the lender feel
a bit more secure about being able to legally pursue getting their money, if
there was a problem.
would be necessary to write a detailed loan agreement and then the borrower and
the lender should each sign the contract. Be sure to outline details about the
amount to borrow and repay, when it will be paid - each month or in one lump
sum, and if that amount will have any other added fees. If the loan is monthly,
be clear about the date and the amount to be paid each month. Date the contract
and make sure to make it clear who is the lender and who is the borrower.
The contract should give the real names of the
people involved and not use nicknames. It
can be a good idea for all persons involved, to take the contract to a notary,
where it could be signed and dated.
for Loan Agreements Between Friends:
Write how much the loan amount is for and any fees that could be added
for interest or late payments.
Set a specific date for repaying the loan,
whether monthly or in full.
Write details about what will happen if monthly notes are not paid
or the loan is not paid in full on the due date.
Have some way of documenting monthly payments or one lump sum payment.
Decide if there will be a co-signer on the loan contract,
if so, they need to sign the contract too.
there is only a verbal agreement, and the loan is not repaid, that may be money
lost. A written and signed contract could be taken to court, in an effort to get
the loan repaid.