Pre-approved credit cards for bad credit does not mean automatic approval for a credit card. Just because you receive a pre approved credit card application in the mail and you have bad credit does not mean you will get approved for the credit card.

Credit card companies send out pre approved credit card offers to bad credit people and good credit consumers. Those pre approved card offers are not what they use to be years ago.

There will actually be a second screening after you say "yes" to the pre approved card offer you received. If you don't want to get pre approved credit card offers you can contact one of the three major credit bureaus to stop getting these offers..Trans Union at 1-800-680-7293, Experian at 1-800-353-0809; or Equifax at 1-800-556-4711.

Don't have any pre approved card offers? Review these card offers. These are popular cards that report to credit bureaus to help rebuild bad credit over time by always making on time payments.

Secured and Unsecured Credit Card Offers for Troubled Credit People

Prepaid MasterCard Card - Black Card

* Free Direct Deposit, Online bill pay, Earn rewards. No credit check, No bounced check fees, No overdraft fees - EVER! Travel, rent cars, reserve hotels, shop online safely. Unbelievable customer service. * See Card Terms

Credit Card Tip:
April 2012 It is still hard to get an unsecured credit card when credit is bad, yet using a prepaid card to repair credit may help with rebuilding credit. Find options to get credit in which the lender reports good repaying habits to a major credit bureau.